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What we learn building software

Behind the scenes of the platforms we design and ship. Engineering, design, AI, and the kind of takeaways that only come from doing the work.

Illustration of an oversized but mostly empty context window
AI 8 min read

The 1 Million Token Lie: Why Your AI Can't Use the Context Window It Claims to Have

Every frontier model advertises a million-plus tokens. Most can't actually reason past 200K. Here's the benchmark that proves it, and what builders should do about it.

May 12, 2026
Visualisation of a long-context language model
AI 9 min read

2 Million Tokens, $29 Million, and One Awkward Admission: The SubQ Story

A Miami startup says it cracked transformer math. The AI community is split between "biggest breakthrough since the Transformer" and "AI Theranos." A walk through what was announced, what's being challenged, and what builders should do next.

May 8, 2026
Cloud connected to a server, illustrating cloud-AI dependency
AI 3 min read

We're Building AI-First. But What Happens If Our AI Disappears Tomorrow?

Most teams have built their entire AI-first dev workflow on infrastructure they don't own. A look at the risks of single-provider dependency and the case for local LLM infrastructure.

April 29, 2026
UX / Design 4 min read

Designing for trust in banking apps

Practical lessons from a decade of fintech work — what users actually look at, what they ignore, and what changes their behavior.

March 12, 2026
Engineering 6 min read

Why we ship without a dedicated QA team

How tight feedback loops, ownership, and a few non-negotiable engineering rituals let small teams move faster without sacrificing quality.

February 28, 2026
Diagram of a loan origination workflow
Fintech 7 min read

Introduction to Loan Origination Systems

How a Loan Origination System takes a borrower from application to funded loan. The seven stages of credit, the components that matter, and what good LOS software actually does for modern lenders.

April 2, 2024
Case Study 10 min read

Notes from rebuilding our retail loan module

What we kept, what we threw out, and the decisions that shaved weeks off the approval flow when we rebuilt Loanato Retail from the ground up.

January 30, 2026
Strategy 5 min read

How small fintech teams beat banks to market

Bureaucracy is a feature, not a bug — for incumbents. Here's how lean teams use that asymmetry to ship real products in months, not years.

January 16, 2026
Process 7 min read

From RFP to release: our 90-day product playbook

A look at the milestones, rituals, and deliverables we hit in the first 90 days of every engagement — and the part that most teams skip.

January 2, 2026